We offer a range of Low Finance Options, which can be spread between payments over 6 to 60 months, on all of our musical instruments, equipment and accessories. This includes loans on guitars, pianos, keyboards, drums, DJ gear, PA setups and many more instruments and musical equipment.
So whether you are looking for a guitar, keyboard, piano, drum kit or the latest music tech, we have a finance option for you! Simply decide on however much or little you wish to deposit and choose over what period. We even offer 0% deposits, so you won't have to pay a penny until your first payment is due! All of our finance options are available both online and in store, with loans available on all products or basket values from £250 to £15,000.
If you wish to make a purchase over £15,000.00 and would like to spread the cost we have Leasing options available up to the value of £10,000,000.00 with felexible rates an terms to fit your particular needs. (Contact us for details)
When purchasing online, simply select the "Low Finance Options" button on the product page and fill in the form which appears, or select "Apply for Finance" as your payment option once you reach checkout (minimum basket value £250). In any of our Rimmers Music stores, simply ask a member of staff about finance before paying and they will happily help you fill the form in and guide you through the process.
Please Note: If an agreement is completed online or via a mail order agreement the order can only be delivered to the registered home address on the finance agreement. This is a proof of address and fraud and theft prevention.
Our V12 finance options include low rate options over long periods, as well as a 0% finance option over 6 months. All of our finance options are available on products or basket values from £250 with 0% deposits required, whilst the maximum loan amount online is £15,000.
| Period | Min Deposit | Min Loan | Max Loan |
|---|---|---|---|
| 60 months (15.9% APR) | 0% | £250 | £15,000 |
| 48 months (15.9% APR) | 0% | £250 | £15,000 |
| 36 months (15.9% APR) | 0% | £250 | £15,000 |
| 24 months (15.9% APR) | 0% | £250 | £15,000 |
| 6 months (0% APR) Selected Products Only | 0% | £250 | £15,000 |
Any of the payment options above can be used to purchase either a single product or basket which totals from £250 (with a 0% deposit), up to any amount so long as the loan amount comes to no more than £15,000 after the deposit. Please note that the maximum loan amount available online is £15,000, however we are able to offer you finance loans up to £200,000 (subject to status). Please visit us in store or contact us for further information.
Here are some examples of payment plans over 60 months, 24 months and 6 month periods with a breakdown on what you can expect to pay each month. (With Representive APR's)
| Finance Period | Order Value | Deposit | Monthly Payments | Total Amount Payable | Respesentive APR |
|---|---|---|---|---|---|
| 60 months | £1,000 | Nil | £23.71 | £1,422.60 | 15.9% APR |
| 60 months | £1,000 | £100 | £21.34 | £1,380.04 | 15.9% APR |
| 24 months | £1,000 | Nil | £48.41 | £1,161.84 | 15.9% APR |
| 24 months | £1,000 | £100 | £43.57 | £1,145.68 | 15.9% APR |
| 6 months (Selected Products) | £1,000 | Nil | £166.67 | £1,000.00 | 0% APR |
| 6 months (Selected Products) | £1,000 | £100 | £150.00 | £1,000.00 | 0% APR |
As you can see, taking out the loan over a longer period means much smaller monthly payments! This means you could buy your dream Fender Stratocaster or a Yamaha Digital Piano, and pay less per month than your mobile contract! But it's not just guitars and pianos, we offer finance on all musical instruments and equipment!
For a limited time, we are also offering special interest free finance options on Kawai products. Just like our other finance options, these are available both in store and online, and work in exactly the same way. Kawai interest free finance can be spread over 9, 12, 18, 24 months.
Please note that unlike our other finance options, the minimum loan amount for these options varies, whilst the maximum loan amount is £12,000.
| Finance Period | Min Deposit | Min Loan | Max Loan |
|---|---|---|---|
| Kawai 24 months (0% APR) | 10% | £350 | £12,000 |
| Kawai 18 months (0% APR) | 10% | £350 | £12,000 |
| Kawai 12 months (0% APR) | 10% | £350 | £12,000 |
| Kawai 9 months (0% APR) | 10% | £350 | £12,000 |
Any of the payment options above can be used to purchase either a single product or basket which totals from the minimum loan amount (with a 10% deposit), up to any amount so long as the loan amount comes to no more than £12,000 after the deposit.
Please note: Kawai finance can only be applied to Kawai products, or baskets containing Kawai products only.
It's really easy, you can apply either in store or online for an instant decision!
To apply online:
For in-store applications:
Finance is subject to status and you must fulfil the following criteria:
Written details available upon request.
We offer a variety of leasing options via SYSCAP Leasing Company. They specialise is personal and business leasing for amounts between £10,000.00 and £10,000,000.00. This enables easy payment terms for all our more expensive products, or if you wish to purchase a number of items for your home, school, restaurant, hotel or business. A Leasing package can be created for your particular need, with flexible terms available. There can be benefits to businesses who wish to lease, such as spreading the cost over longer periods of time and possible Tax savings too. The terms and rates are tailor made to your requirements by SYSCAP on our behalf. Please contact us if you would like details about leasing options.
What is ‘Take it away’?
‘Take it away’ provides 0% Interest Free Loans for a period of 9 months for musical instruments, equipment, software and tuition. This scheme helps you spread the cost to enable you to get the instrument (or tuition) you need and continue with your musical journey. We are proud to be able to offer the “Take It Away” scheme.
Together with partners like us, they look to enable and inspire a life-long love of music.
So how does it work?
You apply for a loan in store (or via an emailed “mail order” agreement, contact us for details). This normally takes less than 10 minutes. And if you’re successful, you can take your instrument home there and then.
How much can you borrow?
What loans can you get?
Are you eligible for finance?
How do you apply for a loan?
If you wish to buy from us, but do not want to use credit/debit cards, cheque or finance, then please contact us for information on other payment and ordering methods. Education / government orders are welcome.
V12 Classic Credit and Interest Free Finance options are provided by V12 Retail Finance, which is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office One Arleston Way, Solihull B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Rimmer Music Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.
Secure Trust Bank is registered in England and Wales 541132. Registered office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550.
Rimmers Music Ltd is registered in England and Wales 01405070. Registered office: Rimmers Music Head Office Unit 18 Centurion Industrial Estate Leyland Lancashire PR25 4GU. Rimmers Music is authorised and regulated by the Financial Conduct Authority. Our registration number is 673065.
If you would like further information regarding online payment and ordering or have any questions, we would be happy to help, please Contact us
